Anju Assets Pvt. Ltd. is offering customized, high-value and competitive interest rates led loans against property solutions for all salaried and self-employed individuals.

This thoughtfully tailor-made Loan against Property (LAP) option enables one to support your premium financial requirements as well as deal with the unanticipated financial circumstances. Depending on the nature of the expenditure or on the profession of the applicant, Loan against Property by Anju Assets Pvt. Ltd can be customized to fit in the most suitable loan variant at the fastest disbursal duration and at the most industry-competitive interest rate.

Loan against Property by Anju Assets Pvt. Ltd. supports multiple variants of expenditure incurred by individuals ranging from higher overseas education, business expansion or sustenance, medical led spending or wedding expenses. It is also one of the fastest flexi loan facilities available today with the disbursal duration of within 4 days.

Self - employed individuals can avail a loan amount of up to Rs 3.5 crores and salaried applicants can avail up to Rs 1 crore of loan amount based on eligibility criteria. Irrespective of the nature of employment, the applicant can enjoy the convenience of repayment through a flexible tenor of 18 - 20 years at lower EMIs and interest rates.

One of the service we offer to our Corporate customers is Share Pledging. Pledging of shares is an arrangement in which the promoters of a company use their shares as collateral to fulfil their financial requirements. Pledging of shares is common for companies that have high shares owned by investors. The borrower of pledged shares retains ownership of the assets and continues to earn interests and capital gains on those shares.

In India, promoters are the majority shareholder group that manages the day-to-day affairs of a company. If you need money you can pledge all or some of your company’s shares with us. These shares are offered as collateral to us in exchange for loans. This is one of the many sources of borrowing money, especially in a volatile market with tight liquidity conditions.

The value of shares keeps changing – the value of the collateral changes with fluctuations in the market value of the pledged shares. The promoters have to maintain the value of the collateral. The minimum collateral value is agreed in the contract. If the value of the pledged shares falls below the amount fixed in the agreement, the borrowers must provide additional shares or pay cash to make up for the shortfall of the collateral. In rare case, we can also choose to sell the pledged shares in the open if the borrower is unable to repay the collateral value or make up for the difference in the values.